Rate of Return : RPG Consultants

Rate of Return

Where can I find the rate of return for my account?

Your personalized rate of return information is available to you on the Participant Portal (http://login.rpgconsultants.com) from the Performance >>...

Thu, 4 Jun, 2020 at 12:04 AM

How is the rate of return calculated for my account?

The Rate of Return (ROR) calculation is not the same as a simple gain or a loss calculation and uses the Modified Dietz Method of ROR calculation, which i...

Thu, 4 Jun, 2020 at 12:06 AM

Why is the rate of return missing from some statements but not others?

The Rate of Return (ROR) on our statements uses the Modified Dietz Method of ROR calculation, which is AIMR (Association for Investment Management and Resea...

Thu, 4 Jun, 2020 at 12:11 AM

Recent articles

Legacy PDF Forms

For all participants who utilize the RPGFocus platform by accessing their account at RPGFocus Retirement Account Login for Plan Sponsors and Plan Participants (rpgconsultants.com): Your Plan is enabled for online withdrawal requests and it is recommend...
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Automatic IRA Rollovers/”Force-Outs” - Who is Penchecks Trust?

RPG utilizes the services of PenChecks Trust as a distribution agent for Force Out distributions. Following your separation from service, if the vested balance of your retirement account (excluding rollovers) does not exceed $7,000, and you do not req...
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SECURE Act 2.0 Automatic Enrollment Requirement

The SECURE Act 2.0 introduces an automatic enrollment requirement for new 401(k) plans adopted after December 29, 2022. This requirement must be in place starting with plan years beginning after December 31, 2024. Here are the key details: Initial Con...
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Can I take money out of my retirement account at any time?

If you are currently employed by the Plan's Sponsor, your Plan provisions may allow for the following three withdrawal options (these are not available in all Plans, please review the Summary Plan Description for details on your Plan's withdrawa...
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Where can I get a distribution form?

Your Plan is enabled for online distribution requests where you may initiate your account distribution/rollover from your Participant Portal and avoid having to complete and sign paper or PDF forms and attach supporting documentation. Log on to your Partic...
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Long-Term, Part-Time (LTPT) Employees

In December 2019, Congress passed the SECURE Act which included a provision regarding Long-Term, Part-Time (LTPT) Employees and their eligibility for company-sponsored retirement plans. This legislation – aimed at boosting retirement savings for part-time...
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IRS Notice CP216F

In some cases, as a precautionary measure, RPG will file a Form 5558 with the IRS to request an automatic 2.5-month extension of the Form 5500 filing deadline. This does not negatively impact your Company or Plan. This notice just confirms that the extensi...
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Top-Heavy Testing

Although sometimes confused with ADP/ACP discrimination testing (a utilization test), Top-Heavy is an asset-based test that compares the account balances of key employees to those of non-key employees. If the sum of all key employee balances exceeds 60% of...
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Do you have a mobile app?

Although the RPGFocus platform does not have a dedicated app available for Apple or Android, our website is 100% responsive. It scales perfectly to any mobile device, including tablets and cell phones - with full functionality. Please visit our RPG log...
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Qualified Automatic Contribution Arrangement (QACA) Requirements

A Qualified Automatic Contribution Arrangement (QACA) combines automatic enrollment provisions with the IRS’ Safe Harbor provisions. Thus, QACA plans increase participation among employees while also making the plan exempt from certain nondiscrimination te...
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