Vesting refers to the ownership of your retirement account assets. When you make a salary deferral contribution to your account assets, the money is 100% ...
For all participants who utilize the RPGFocus platform by accessing their account at RPGFocus Retirement Account Login for Plan Sponsors and Plan Participants (rpgconsultants.com): Your Plan is enabled for online withdrawal requests and it is recommend... View Topic
A Qualified Automatic Contribution Arrangement (QACA) combines automatic enrollment provisions with the IRS’ Safe Harbor provisions. Thus, QACA plans increase participation among employees while also making the plan exempt from certain nondiscrimination te... View Topic
Unlike a Plan with daily recordkeeping, annual valuation plans calculate each participant’s share of the total account balance only once a year. Distribution requests received by 12/31 of a specific year can only be processed after that year’s work is comp... View Topic
You are eligible to receive an RMD if you are 73 years of age or older by year-end and you are either a) no longer employed by the organization sponsoring your Plan, or b) are a five or more percent owner of the organization or are related to a five or mor... View Topic
Please log into your Participant Portal (http://login.rpgconsultants.com) and click on the gear icon which appears on the upper right corner of the webpage (next to your name). A side menu will appear on the right side of your screen. Please select "P... View Topic
If after visiting our website, https://www.rpgconsultants.com/rpgfocus-login/ and clicking the “Having trouble logging in” link appearing below the blue “Log In” button, you do not receive a password recovery email to the primary email address in our recor... View Topic
In order for the password recovery feature to function, we must have your date of birth and zip code on file. In addition, your entries for these values, as well as your responses to the alternate verification questions must be entered precisely as they ap... View Topic
Please visit our website (https://www.rpgconsultants.com/rpgfocus-login/) and click the “Having trouble logging in” link appearing below the blue “Log In” button. From the “Request Credentials” page, enter your information in the required fields (your full... View Topic
The claim that 401(k) loans are subject to double taxation is a persistent myth that has been perpetuated by many personal finance commenters. They point to the fact that 401(k) loans are repaid with after-tax dollars and that the repaid retirement assets... View Topic
A loan does indeed become due and payable in full upon termination of employment. Continued payments and/or partial lump sum installments are not permitted. If the outstanding loan is not paid in full (one lump sum installment) by the end of the "cure... View Topic
