Forms : RPG Consultants

Forms

I am no longer with my Employer. What are my options?

As long as the Plan is active, you have the option of keeping your assets in your former Employer's Retirement Plan. However, depending on your account ...

Fri, 25 Nov, 2022 at 10:12 AM

Where can I get a distribution form?

Your Plan is enabled for online distribution requests where you may initiate your account distribution/rollover from your Participant Portal and avoid havin...

Tue, 12 Dec, 2023 at 4:34 PM

How long does it take to get a distribution?

The processing timeline for a withdrawal request ranges between 5 and 15 business days from the receipt of a completed application. This timeline does not i...

Wed, 23 Nov, 2022 at 9:50 AM

Legacy PDF Forms

For all participants who utilize the RPGFocus platform by accessing their account at RPGFocus Retirement Account Login for Plan Sponsors and Plan Participan...

Fri, 6 Sep, 2024 at 1:43 PM

Recent articles

Legacy PDF Forms

For all participants who utilize the RPGFocus platform by accessing their account at RPGFocus Retirement Account Login for Plan Sponsors and Plan Participants (rpgconsultants.com): Your Plan is enabled for online withdrawal requests and it is recommend...
View Topic

Automatic IRA Rollovers/”Force-Outs” - Who is Penchecks Trust?

RPG utilizes the services of PenChecks Trust as a distribution agent for Force Out distributions. Following your separation from service, if the vested balance of your retirement account (excluding rollovers) does not exceed $7,000, and you do not req...
View Topic

SECURE Act 2.0 Automatic Enrollment Requirement

The SECURE Act 2.0 introduces an automatic enrollment requirement for new 401(k) plans adopted after December 29, 2022. This requirement must be in place starting with plan years beginning after December 31, 2024. Here are the key details: Initial Con...
View Topic

Can I take money out of my retirement account at any time?

If you are currently employed by the Plan's Sponsor, your Plan provisions may allow for the following three withdrawal options (these are not available in all Plans, please review the Summary Plan Description for details on your Plan's withdrawa...
View Topic

Where can I get a distribution form?

Your Plan is enabled for online distribution requests where you may initiate your account distribution/rollover from your Participant Portal and avoid having to complete and sign paper or PDF forms and attach supporting documentation. Log on to your Partic...
View Topic

Long-Term, Part-Time (LTPT) Employees

In December 2019, Congress passed the SECURE Act which included a provision regarding Long-Term, Part-Time (LTPT) Employees and their eligibility for company-sponsored retirement plans. This legislation – aimed at boosting retirement savings for part-time...
View Topic

IRS Notice CP216F

In some cases, as a precautionary measure, RPG will file a Form 5558 with the IRS to request an automatic 2.5-month extension of the Form 5500 filing deadline. This does not negatively impact your Company or Plan. This notice just confirms that the extensi...
View Topic

Top-Heavy Testing

Although sometimes confused with ADP/ACP discrimination testing (a utilization test), Top-Heavy is an asset-based test that compares the account balances of key employees to those of non-key employees. If the sum of all key employee balances exceeds 60% of...
View Topic

Do you have a mobile app?

Although the RPGFocus platform does not have a dedicated app available for Apple or Android, our website is 100% responsive. It scales perfectly to any mobile device, including tablets and cell phones - with full functionality. Please visit our RPG log...
View Topic

Qualified Automatic Contribution Arrangement (QACA) Requirements

A Qualified Automatic Contribution Arrangement (QACA) combines automatic enrollment provisions with the IRS’ Safe Harbor provisions. Thus, QACA plans increase participation among employees while also making the plan exempt from certain nondiscrimination te...
View Topic