Forms : Support

Forms

I am no longer with my Employer. What are my options?

As long as the Plan is active, you have the option of keeping your assets in your former Employer's Retirement Plan. However, depending on your account...

Tue, 29 Dec, 2020 at 3:36 PM

Where can I get a distribution form?

Please visit the Forms section of our website (http://forms.rpgconsultants.com) to download a PDF copy of all distribution forms for your Plan. Forms are al...

Mon, 28 Dec, 2020 at 4:36 PM

How long does it take to get a distribution? What is the process?

The processing timeline for a distribution ranges between 5 and 15 business days from the receipt of a completed application. We must first obtain Plan Spon...

Mon, 28 Dec, 2020 at 4:37 PM

Recent articles

Can I take money out of my retirement account at any time?

If you are currently employed by the Plan's Sponsor, your Plan provisions may allow for the following three withdrawal options (these are not available in all Plans, please review the Summary Plan Description for details on your Plan's withdra...
View Topic

Who is Considered a Highly-Compensated Employee (HCE)

A highly compensated employee generally refers to an employee who either satisfies the ownership test (owns more than 5% of the company) or the compensation test (compensation for the preceding year met the HCE threshold as defined by the IRS Annual Limits).
View Topic

What is the definition of a safe harbor match (SHM)?

The basic safe harbor match formula is 100% on the first 3% of deferred compensation and 50% on the next 2% for a max of 4% if you defer 5% or more. Sample Safe Harbor Match Illustration (Basic Match) Wages Deferrals Deferral Percentage SHM ...
View Topic

Qualified Automatic Contribution Arrangement (QACA) Requirements

A Qualified Automatic Contribution Arrangement (QACA) combines automatic enrollment provisions with the IRS’ Safe Harbor provisions. Thus, QACA plans increase participation among employees while also making the plan exempt from certain nondiscrimination te...
View Topic

How long does it take to get a loan withdrawal? What is the process?

The processing timeline for a loan withdrawal is 15 business days from the date of receipt of a signed promissory note & amortization schedule. When we initially receive your loan application form, we must first obtain Plan Sponsor approval prior to pr...
View Topic

When is the contribution deadline for employer contributions?

For retirement plan purposes, you have until 8 ½ months after plan year-end (9/15 for a calendar year plan) to make the non-elective/profit-sharing contributions. You have until 12 months (12/31 for a calendar year plan) after plan year-end for safe-harbor...
View Topic

Plan Implementation Notes & Instructions

Instructions Relating to the Forms & Documents Section of the Conversion Dashboard RPG Executed Agreement - Save a copy of the fully executed RPG contract for your records. Termination Letter(s) to Prior TPA/Recordkeeper - Termination letter(s) shoul...
View Topic

What is the distribution timeline for a Plan with an Annual Valuation?

Unlike a Plan with daily recordkeeping, annual valuation plans calculate each participant’s share of the total account balance only once a year. Distribution requests received by 12/31 of a specific year can only be processed after that year’s work is comp...
View Topic

Understanding ERISA 404(c)

The Employee Retirement Income Security Act of 1974 (ERISA) section 404(c) offers plan sponsors and other fiduciaries protection from liability for losses resulting from participants’ direction of their investments. To take advantage of ERISA 404(c), the...
View Topic

What are the Plan Contact Roles?

Authorized to Add/Remove Plan Contacts Access Confidential Documents RPGFocus Plan Sponsor Portal Access Compliance Portal Access Plan Trustee ✓ ✓ ✓ (upon request) ✓ (Full Access) Compliance Reports Contact ✓ ✓ ✓ (upon request) ...
View Topic