Forms : Support

Forms

I am no longer with my Employer. What are my options?

As long as the Plan is active, you have the option of keeping your assets in your former Employer's Retirement Plan. However, depending on your account...

Tue, 29 Dec, 2020 at 3:36 PM

Where can I get a distribution form?

Please visit the Forms section of our website (http://forms.rpgconsultants.com) to download a PDF copy of all distribution forms for your Plan. Forms are al...

Mon, 28 Dec, 2020 at 4:36 PM

How long does it take to get a distribution? What is the process?

The processing timeline for a distribution ranges between 5 and 15 business days from the receipt of a completed application. We must first obtain Plan Spon...

Mon, 28 Dec, 2020 at 4:37 PM

Can I take a distribution due to Coronavirus/ COVID-19?

Your Plan may have elected to adopt the provisions of the March 2020 CARES Act to allow for Coronavirus-Related Distributions (CRD) and/or Coronavirus-Re...

Thu, 25 Jun, 2020 at 2:56 PM

Recent articles

Qualified Automatic Contribution Arrangement (QACA) Requirements

A Qualified Automatic Contribution Arrangement (QACA) combines automatic enrollment provisions with the IRS’ Safe Harbor provisions. Thus, QACA plans increase participation among employees while also making the plan exempt from certain nondiscrimination te...
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When is the contribution deadline for employer contributions?

For retirement plan purposes, you have until 8 ½ months after plan year-end (9/15 for a calendar year plan) to make the non-elective/profit-sharing contributions. You have until 12 months (12/31 for a calendar year plan) after plan year-end for safe-harbor...
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Plan Implementation Notes & Instructions

Instructions Relating to the Forms & Documents Section of the Conversion Dashboard RPG Executed Agreement - Save a copy of the fully executed RPG contract for your records. Termination Letter(s) to Prior TPA/Recordkeeper - Termination letter(s) shoul...
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What is the distribution timeline for a Plan with an Annual Valuation?

Unlike a Plan with daily recordkeeping, annual valuation plans calculate each participant’s share of the total account balance only once a year. Distribution requests received by 12/31 of a specific year can only be processed after that year’s work is comp...
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Understanding ERISA 404(c)

The Employee Retirement Income Security Act of 1974 (ERISA) section 404(c) offers plan sponsors and other fiduciaries protection from liability for losses resulting from participants’ direction of their investments. To take advantage of ERISA 404(c), the...
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What are the Plan Contact Roles?

Authorized to Add/Remove Plan Contacts Access Confidential Documents RPGFocus Plan Sponsor Portal Access Compliance Portal Access Plan Trustee ✓ ✓ ✓ (upon request) ✓ (Full Access) Compliance Reports Contact ✓ ✓ ✓ (upon request) ...
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Automatic IRA Rollovers/”Force-Outs” - Who is Penchecks Trust?

RPG utilizes the services of PenChecks Trust as a distribution agent for Force Out distributions. Following your separation from service, if the vested balance of your retirement account (excluding rollovers) does not exceed $5,000, and you do not req...
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RPG uses PenChecks Trust for Force Out distributions

PenChecks Trust is the largest independent provider of retirement plan distribution services, including benefit payments processing, setting up and maintaining Default IRA’s, finding missing participants, handling uncashed checks, and more. Automatic r...
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How can I change my investment allocations? Any fees for this?

Your investment elections govern how upcoming contribution dollars (not yet in your account) will be invested in your account upon arrival. Your investment allocations govern how existing assets in your account are invested and can be changed by submitting...
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Myth: Double Taxation of Loan Payments

The claim that 401(k) loans are subject to double taxation is a persistent myth that has been perpetuated by many personal finance commenters. They point to the fact that 401(k) loans are repaid with after-tax dollars and that the repaid retirement assets...
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