If you do not make your investment elections during the enrollment process and assets are allocated to your Plan account, the assets will be invested in the...
Your retirement plan offers a variety of investment options, which are selected and monitored by the Plan’s financial advisor. When you first enroll, you decide how you’d like to invest incoming contributions. You can change these investment elect... View Topic
Go to Login.RPGConsultants.com, choose “sponsor,” enter your credentials, and log in. Then, open the Payroll menu, and choose “Data Validation Center.” Select the Process and the Method that you wish to use to upload/enter data. Once you have mad... View Topic
For all participants who utilize the RPGFocus platform by accessing their account at RPGFocus Retirement Account Login for Plan Sponsors and Plan Participants (rpgconsultants.com): Your Plan is enabled for online withdrawal requests and it is recommend... View Topic
For compliance reasons, we are not allowed to take investment direction by phone or email. Participants have the ability to change their investment allocations and elections on our website. Your investment elections govern how upcoming contribution doll... View Topic
Your investment elections govern how upcoming contribution dollars (not yet in your account) will be invested in your account upon arrival. Your investment allocations govern how existing assets in your account are invested and can be changed by submitting... View Topic
As long as the Plan is active, you have the option of keeping your assets in your former Employer's Retirement Plan. However, depending on your account balance, your former Employer may elect to force your account out of the Plan to an IRA in your name... View Topic
The due dates for depositing employee 401(k) deferrals differ depending on whether the plan is classified as small or large under Department of Labor (DOL) rules. Small Plan vs. Large Plan The distinction is based on the number of eligible participant... View Topic
Compensation paid after severance that is payable solely due to termination of employment (and not for services performed) is not eligible compensation for either employee deferrals or employer contributions in a 401(k) plan. Compensation earned during... View Topic
The Department of Labor does not require 401(k) plan sponsors to complete a formal fee benchmarking review. What ERISA requires is that fiduciaries act prudently and ensure that plan fees are reasonable for the services provided. Some providers use “ma... View Topic
RPG utilizes the services of PenChecks Trust as a distribution agent for Force Out distributions. Following your separation from service, if the vested balance of your retirement account (excluding rollovers) does not exceed $7,000, and you do not req... View Topic