Recent articles

• Legacy PDF Forms
  For all participants who utilize the RPGFocus platform by accessing their account at RPGFocus Retirement Account Login for Plan Sponsors and Plan Participants (rpgconsultants.com): Your Plan is enabled for online withdrawal requests and it is recommend...
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• What is the distribution timeline for a Plan with an Annual Valuation?
  Unlike a Plan with daily recordkeeping, annual valuation plans calculate each participant’s share of the total account balance only once a year. Distribution requests received by 12/31 of a specific year can only be processed after that year’s work is comp...
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• Do I need to take a Required Minimum Distribution (RMD) this year?
  You are eligible to receive an RMD if you are 73 years of age or older by year-end and you are either a) no longer employed by the organization sponsoring your Plan, or b) are a five or more percent owner of the organization or are related to a five or mor...
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• Where in my account can I change my username and/or password?
  Please log into your Participant Portal (http://login.rpgconsultants.com) and click on the gear icon which appears on the upper right corner of the webpage (next to your name). A side menu will appear on the right side of your screen. Please select "P...
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• How can I reset my username and/or password?
  If after visiting our website, https://www.rpgconsultants.com/rpgfocus-login/ and clicking the “Having trouble logging in” link appearing below the blue “Log In” button, you do not receive a password recovery email to the primary email address in our recor...
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• My password recovery email never came.
  In order for the password recovery feature to function, we must have your date of birth and zip code on file. In addition, your entries for these values, as well as your responses to the alternate verification questions must be entered precisely as they ap...
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• I cannot log in. What is my username and/or password?
  Please visit our website (https://www.rpgconsultants.com/rpgfocus-login/) and click the “Having trouble logging in” link appearing below the blue “Log In” button. From the “Request Credentials” page, enter your information in the required fields (your full...
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• Myth: Double Taxation of Loan Payments
  The claim that 401(k) loans are subject to double taxation is a persistent myth that has been perpetuated by many personal finance commenters. They point to the fact that 401(k) loans are repaid with after-tax dollars and that the repaid retirement assets...
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• When does a loan become payable upon termination?
  A loan does indeed become due and payable in full upon termination of employment. Continued payments and/or partial lump sum installments are not permitted. If the outstanding loan is not paid in full (one lump sum installment) by the end of the "cure...
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• I am no longer with my Employer. What happens to my loan?
  Depending on Plan Provisions (please review the Summary Plan Description for details on your Plan's Loan Policies), your loan may become due and payable, in full, upon termination of employment. Continued payments may not be permissible. If the outstan...
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